In the Press

Published Research & Articles

Lodestone Banking has been featured in leading banking industry publications. These articles represent our methodology in action—real banks, real results.

ABA Banking Journal

"It's Like CSI Banking"

Community Bank System CEO Mark Tryniski describes Lodestone's forensic revenue analysis as working at the "microscopic level." In two separate engagements, Lodestone found $2.7 million and then $4.5 million in untapped revenue—equal to a 6-to-7 cent earnings-per-share gain each time. None of the gains required raising fees or layoffs.

Independent Banker

"Finding Lost Revenue Deep in the Weeds"

Chemung Financial Corp. found nearly $1.5 million in annual recurring revenue with Lodestone's help. The article explores how decades of 'tribal law'—unquestioned internal practices—cost banks money, and how forensic revenue analysis surfaces what auditors, accountants, and general ledger roll-up reports can't.

Independent Banker

"How to Boost Earnings and Shareholder Value… Without Cutting Costs or Cutting Staff"

Lodestone President Shahin Clark explains why banks are typically run by finance departments whose tools are designed for cost-cutting, not revenue discovery. Lodestone's methodology—built around core system inquiry access—consistently generates over $1 million in recurring revenue for every $1 billion in client assets.

Bank Systems & Technology

"How Bankers Can Use Test Banks to Enhance Profitability"

Only about a third of banks use test banks—a proven tool for simulating the impact of core system and product changes before going live. This article, co-authored with Lodestone insight, explains how test banks work, why they matter for profitability, and why "dummy accounts" in the live system are a poor and risky substitute.

Independent Banker

"Mergers and Equals"

M&A activity creates one of the most common—and overlooked—sources of lost bank revenue. This article explores how Lodestone's merger consolidation analysis identifies the revenue disconnects that arise when two institutions' systems, policies, and practices are combined.

Whitman School of Management
Alumni Journal

"Revenue Super Sleuth"

A profile of Lodestone President Shahin Clark—her background, methodology, and what it means to do "forensic revenue analysis" at the microscopic level. Describes her path from Marine Midland Bank (now HSBC) to founding Lodestone in 1994, and her work with institutions from $200 million to $35 billion in assets across the U.S. and Puerto Rico.

Independent Banker

"When Passion Meets Profitability"

Featuring an interview with Steve Booker, EVP Operations at American National Bank of Texas, who describes how Lodestone recommended $5–6 million in revenue enhancements in the first year alone. Booker calls Lodestone "completely different than anything I have seen before" across nine consulting engagements in his career.

The methodology behind every article is available for your institution. No obligation to start the conversation.

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